I’m Joshua Billings, The Money Guy—a proud Veteran, Investor, Mortgage Loan Originator, and Realtor. I bring the discipline, integrity, and commitment I learned in the U.S. Army into every client relationship. My focus is simple: helping veterans maximize their VA loan benefits, guiding families into FHA and conventional home loans, and supporting investors with refinancing and commercial real estate financing strategies that build lasting wealth. As part of Nexa Mortgage—the largest mortgage brokerage in the nation—I have access to more loan products than anyone else in the industry. That means whether you’re buying your first home in Florida, refinancing a property in Kentucky, or expanding your rental portfolio, I can find the right solution to fit your goals. I pride myself on clear communication, straight answers, and tailored strategies—no cookie-cutter approach. My mission is to take the stress out of financing so you can focus on building your future. Partner with me, and let’s turn your goals into reality.